Crush the drained black beans with your hands or with a blender (I use my hands for the whole process!). Mix in the onion, cilantro, jalapeno, garlic powder, taco seasoning, & hot sauce (if using). Now, mix in the egg, 1/2 cup of panko bread crumbs, & the shredded cheese. Season with salt and pepper. If the mixture is too wet, add more 1/4 cup more bread crumbs.